I hate to even mention them because of the images they conjure, but the many retirement communities that are now scattered throughout the world do offer some major benefits along these lines.

The unfortunate images include being surrounded by people who think Lawrence Welk is still the king of music. That generation is now giving way to folks who have more eclectic tastes in such things. Of course, if the original idea, as well as the later thoughts about a Mudcat Retirement Community were ever to become a reality, then all our problems would be solved!

I know, though, that you were in earnest about your questions. I wish I could offer a more adequate response. Certainly they are issues many of us must face.