Deckman - I am quite close to retirement, but not for the care home (I hope). Sooo - although I am planning retirement, I am also interested in helping to create an independent living situation for myself in the future. As I said before, the idea of the "last resort" with a live-in caretaker seems good to me. Realistically, this will be close to my children.

I will probably keep my place in Vancouver, maybe get a time-share somewhere else until the need for the "last resort". How do time shares work, anyway? Wouldn't we all want to be south for the winter and north for the summer?

I'm still hoping for a cluster of cottages around a green.

d