Risky....You are quite close to my position ...both of them.
But,regarding terrorism,why should the Islamic terrorists stop at suicide bombing.   On other threads Iv discussed the effect on our economies, of biological attacks. For people with no regard to life the spreading of some virulent disease in the Western cities would seem to be the ideal way to ensure the destruction of The Western economic system,and it could easily be accomplished given the large Moslem populations in most cities.
I think the reason that this has not been tried so far ,must be that the Fundamentalists are using our financial institutions to fund their side of the "war".
Im old enough now not to fear death, but it will be "interesting" to see how things work out.....Ake