With Win95 & Win98 I had Norton Utilities Installed. I have changed my machine and upgraded to Win98SE, but not yet transfered Norton.
The standard Win Defrag I found to be a pain, but the Norton Utilities Defrag never gave such described hassles, and I found it to be faster, more efficient, and you could set up things like putting all directories at the front of the disk, ceertain files at front or end of disk or space used, and could set up the swap file to be at start or end of disk.