Capri:

I have been on Pay Pal for about three years, and have it hooked up to my checking account, and I have never had any problems with it.

I don't even transfer money from Pay Pal down to my checking account. I actually send money from my checking account UP to the Pay Pal service, then I use the Pay Pal credit card to pay virtually ALL of my bills (except for rent and electricity) with the Pay Pal card. and Pay Pal deposits money in my Pay Pal account for EVERY purchase I make with the credit card.

I will tell you a Great experience that happened to me after I received the card. I went on a trip to Marietta, Ga (about 4 days after I received and activated the card. then after I returned home; Pay Pal was on the phone wanting to know if someone had been fraudently using my card.

For me; the BEST thing about Pay Pal is that it makes balancing my checkbook soooooooooo easy.

I no longer have 50+ checks and debit card payments to work through. I take my transfer UP to Pay Pal. Two checks mentioned above, then four or five deposits from my job and the books I sell on Amazon.com.

I would HIGHLY recommend Pay Pal to you.