Heard a great story the other day -- probably urban legend but I liked it...
Seems some guy took out insurance on a collection of very expensive cigars. Some year or so later, he files a claim -- seems all the cigars were burned up.
Well, the insurance company doesn't take this lying down -- they take the guy to court stating the obvious -- the cigars were consumed in a normal manner, to be expected.
The court finds in the man's favor -- seems the insurance company cannot have it both ways -- they cannot take the guy's premium $$ and then claim an unstated exclusion when the cigars are burned up.
But wait. But the story's not over...
The insurance company files legal charges against the claimant -- arson. The fellow is found guilty of serial arson and sent to jail.