In this country we are not allowed to sue for personal injury. Does that sound good to you?
We have a government agency called The Accident Compensation Corporation, or Commission, or something. ACC, anyway.
This gives cover of 80% of your average wage in the event of temporary disablement leading to loss of income, and emergency medical treatment.
That is, 80% of last years average wage.
Fair play, they were trying to be fair to us all. However.
This means that the minimum required motor insurance is supplied by the state, personal injury. If a teenage (or vintage) idiot slides his old banger down your new Beamer, jolly bad luck, old chap. Sue him/her.
It means that criminals have been compensated for injuries suffered whilst committing crime.
It means that prison inmates have been compensated for injuries suffered whilst trying to escape.
Yes, the legal system administers the legal aid here, too.You don't have to pay it back, even if you are found guilty. Means we are paying people to try to avoid crimes they are guilty of.