Whenever there appears (and I emphasise the word 'Appears') to be a gravy train around folk will want to get on it. But pursuing any kind of compensation case is, to put it bluntly, a pain in the arse and most people don't do it frivolously. Most cases are genuine and even if they are not successful there is at least a case to answer. We've all heard horror stories. Let's just not throw the baby out with the bathwater (at least without checking if we're covered...)