Rabbi-sol

Insurance companies don't "single out" countries. They look at the number of people who make claims then determine their risk. If they were paying out to people who were traveling to Sudan, the rates for those people would go up. Insurance companies use stats from all over the country to determine rates. So yes, insurance payouts in New York affect me. More importantly, for the sake of fairness, they also affect the vast majority of New Yorkers who don't travel to Israel. The idea is have those who incur the most risk pay for the risk they incur. A Jockey pays higher insurance than a Rabbi. A Rabbi who smokes pays more than one who doesn't. A Rabbi who travels to Israel pays more than one who doesn't. Its only fair.