I see your point about the discrimination, Rabbi Sol. But it has nothing to do with whether past travel to israel influences the likelihood of future travel there. It has rather to do with whether travel to Israel increases one's risk of death. I would agree that for New Yorkers travel to Israel is probably no more dangerous than travel to Europe, and possibly less dangerous than staying home. I'm not sure how many Americans have been killed in terrorism incidents in Israel, but surely the number is tiny.

McGrath: people's stupidity in not going to London is not in question. The question is, did US life insurance policies impose a penalty for travel to London after a few IRA bombs? I feel certain the answer is no.

By the way, this is life insurance, not travel insurance, so death by terrorism is not excluded.