I agree. My credit card number was stolen back in March, and even though I reported the fraudulant charges within a couple of days of the time the first one appeared on my on-line statement, I'm still having monthly conversations with the nice folks at the bank and new charges are still popping up - it appears that some subscriptions that were billed to the old cancelled card were automatically switched to the replacement card. AOL was the most recent - the thief must have had a 60-day free trial or something, so even though the old card was only used during the 10-day spree months ago, the bill showed up for the first time in July. Until that happened, I thought things were almost settled. Now I've just got a new credit card from a new back not related to my old bank, and will soon completely cancel the replacement card at the old bank - seems the only way to make sure I don't get a bunch of renewal surprises in a year or so.

So the additional recommendation is to check all statements to make sure there's nothing you didn't charge, and to keep doing it, month after month. Charley used to be a bit casual about his credit card statements as long as the total was about what he expected - now he's more careful. In my case the person using my card didn't make any huge purchases - just signed up for a lot of stuff on line. Of course, if the card hadn't been cancelled as fast as it was, who knows what they would have tried once they had some successes under their belt.

And even if your online accounts seem to be fine at the moment, I'd recommend changing the passwords as soon as possible.

I loved the description of the waves and the storm on the News from Guam thread - it does help to step back and look around, when it gets so you can do that.

Keep us posted!
JudyB