Judy,

Given the subscriptions, your bank should not only be able to cancel the charges, they should be able to work with the places where the charges were made and track down the user. The companies receiving the fraudulent money should cancel the accounts and identify the thief. At least cut them off.

The thing that saavy thieves do these days is get the card number and the little three-digit code on the back, but make sure the card is returned or never goes missing, so the owner is not aware they have been compromised. A friend had her purse stolen, and since nothing turned up with the stolen checks right away, she didn't change her account, just got new checks. After a couple of weeks, here comes the first of the month (when her paycheck was directly deposited) and they hit her hard. You'd think the bank would have warned her about this possibility.

SRS