Good points, Bill.

In another thread, someone posted to the effect "what are you gonna do if it turns out there IS a God...isn't it better to bet the safe way?"

My response was "this is Pascal's Wager, and a bad reason for belief...I'd much prefer to have someone explain that they believe 'just because'..."

In this case, if you want to just give your reasons and allow the other person to have their own reasons for doing what they do, you can just communicate the idea that the other person's "bet the safe way" approach might be the best one for them, but that you don't see any reason to do it that way yourself (for whatever reasons you have for prefering to do it your way).