what I see is...every transaction in the stock market and money market etc...systems means a bite for the managers and brokers. They will keep making money, no matter what mistakes the local auto mechanic or garbage collector make as they muddle about, trying to cope with Bush's 'gift' of independence.

It takes a special attitude to deal with savings and stocks and %ages and rollovers and such...and *I*, as a relatively educated fellow, don't have that feel or interest. I can just see 75% of the public having to hire someone to help them just break even.