Ron, here's a tidbit to chew on. They take a lot of money out of your check every year. If you die at 59 and your kids are over 21 and your wife isn't the right age, your family never sees one dime. It's confiscated. It wasn't savings and it wasn't a benefit, it's just gone. A cynical social engineer might think it was an excellent way to keep black families from ever building intergenerational wealth, cause black guys tend to die younger and get this quiet final twist of the knife.

If you had custody of 1/10 of that money then at least that would belong to your family not the insane people in D.C.