brucie, you are verifying my suspicions. I can find the dough to cover the difference between refretting and refiling, and will.

I have a couple of non-essential options for which I may or may not want to (or be able to) spend additional money:

1) Action is acceptable, but gets higher and higher from nut to saddle. It has undoubtedly risen over time; I've never taken tension off the strings, and there has to have been some pulling/lifting over the years. Martins the age of mine do not have truss rods, but the luthier can remove the neck, cut off a little wedge, and replace it to make the action better than ever.

2) I might want to install a pickup. The luthier doesn't like Fishmanns[?], prefers LR Baggs or Duncan. He quoted me "about $100," but checking the manufacturer's websites, the hardware alone for most options costs that much, so *maybe* I'm looking at $200, half for parts, half for labor. Or, maybe the luthier buys wholsesale at a decent discount, sells the pickups for low-retail and only adds $20-25 or so for labor. Whatever it costs, there's no need to get it done at the same time as the frets/nut/saddle/neck.

Advice?