Hey Jay - if you're on a tight budget I'd suggest one from the Godin workshops in La Patrie Canada (makers of Norman, Simon & Patrick, Seagull) - they are the best (at the price) guitars in the world (though China is catching up fast).

The beauty of these guitars is in the sound and build quality, but they have slim profile necks (they are sub-contractors to Martin for fretboards I'm told) and it is especially important to buy a 12 string that is not difficult to play. If you search for reviews on the net you will see how highly regarded they are (not just reviews from owners, but magazine reviewers too).

Unlike Martin, for example, they do not have a heavy marketing budget and just rely on word of mouth recommendations, so with limited overhead costs the buyers get the benefit.

Check out reviews (eg Simon & Patrick) here:
http://www.harmony-central.com/Guitar/Data4/Simon---Patrick/SP12-01.html

Good luck