i've been playing guitar [poorly ???] since about 1974
my inspiration was 1st Donovan
[he seemed to be on TV quite a lot back then]
and then Wilko Johnson..

both contrastingly different styles of plectrumless players..

but i've never been able to finger pick,
and never had the patience to learn..
neither can i play arpegeggios repetitively & consistently
with a pick without making an error after a couple of bars
and eventually losing the pattern completely..
to be honest i think much basic precise finger picking chord playing
in support of a song
can sound stilted and mechanical..
[and i really hate flatpick arpeggios through chorus pedals..
how many 70/80's folkrock recordings have been tainted
with that obtrusively prissy bland sound..!!??]

i've just happily accepted that my personal talent is inclined towards strumming rythm electric guitar with a very thin light flatpick
or fingernails when i occasionaly drop and lose my plectrum..

sure.. i still enjoy listening to master guitarists
who can play fingerstyle instrumentals ragtime, jazz, country..etc
playing ALL melody, bass lines and chords at the same time,
sounding like a one man band..
much respect to them
for their talent & dedication..

but its not my 1st choice of music..
and i've always played within the context of an amplified band;
never as a solo performer..

so now i'm middle aged..
and some might say, a respectably accomplished rythm player..
a good drummer and bass guitarist are a joy to play with
and make me sound even better..
and the 3 of us combined can enhance the efforts & ego
of any of our regular singers and lead instrumentalists..

..and i'll just as effectively apply my style of strumming
to any fretted string instrument i can get my hands on..

its never bothered me that i cant fingerpick.
nor have i ever been too concerned that i cant
juggle.. unicycle.. skateboard.. blow smoke rings..
play darts.. and etc and etc and etc..

but if a young guitarist [eg my young teen nephew]
showed a natural inclination to fingerpick
and enjoyed styles of music where it was an appropriate
method of playing..
i'd do my best to encourage him to develope
to the most of his potential..