I really like the banjo logo, although the fish's head could be improved. It looks a little too much like a dolphin, despite the whisker. The fiddler has more of a mudcat look. My vote is touch up the banjo cartoon. The banjo is great, and the colors are very good.

I'm not too sure whether I like the idea of writing on the back at all, but I disagree with Dick on the Arlo quote. It's a metaphor for, "We have to be ready to make a fuller commitment."

Also, Shula got it right when he commented on the word, "n'stuff". The poetry in that powerful little addition to the sentence should not be tossed off as casually as the word itself seems, on the surface, to have been tossed off by Arlo.