Sing only the last part now.

Lyr. Add: O LITTLE CREDIT CARD

(To be sung before Christmas)

O little credit card,
You bring me Christmas cheer;
Without your clout, I have no doubt
No gifts I'd give this year;
Your credit line allows me,
To run up bills quite large,
And when I'm through exhausting you,
I'll use my Master Charge.

(To be sung after Christmas)

O little Credit Card,
You bring me discontent;
I calculate your int'rest rate
Is over 12 per cent;
Each month you cry for payment,
My letter-box bombards;
I'm one more sap caught in your trap--
Next year I'll just send cards.

Anon. Tune- O Little Town of Bethlehem.
Credit Card Carol