Whatever happened to personal responsibility in this country? To hear our grandparents and great grandparents talk, the true sense of pride comes whenever you can make it by yourself. When you can beat out a living in what you do, save a little along the way and be comfortable until you die without having to depend on someone else to do it for you. Now, we have come to expect our younger work force to beat out a living, try to save a little along the way and ALSO join with only two of their friends and support a retiree who now will live to 85-90 years old and still insists on retiring at age 65. Where did the sense of personal responsibility go? When did we shift from doing for us and ours to being responsible for yours as well? I really do not think that this is what FDR had in mind when SS was put into place. Let's get back to the roots of the plan and instead of raising the payroll taxes to continue to pay the way of others, let's give it back to the people to let them plan for their OWN retirement.

Of course there's going to be a benefit cut. But only to people who are younger than 55. Their retirement accounts will be for them to decide what to do with and then you know what? Their retirement may be much greater than if they had just continued to go with the old same old tired plan.

This country was built by people who dared to take a risk. Risks sometimes work out and sometimes they don't. That's why they're called risks. You hear story after story of somebody's ancestor who came from Ireland, China, Taiwan, India,(you take your pick of what country) with nothing and made a life for them and theirs and compare them with somebody whose family has been here a lot longer and see who truly lives the American dream.

Stop whining about what the other guy has and start doing something to make sure that you and yours are taken care of but not at the expense of others. Then you can truly live a life of comfort knowing that you did it YOURSELF!

That's all I have to say about that.

Hubby