In Canada it's getting to be pretty much the same as in the US. My buddy is being sued to the tune of $120,000 after his son hit a car with a three wheeler ATV. Complete fabrication on the part of the plaintiff, a passenger in the car, as to the injuries and resulting suffering, loss of income, etc. The defense has her caught in over a dozen lies, including video tape of her at activities which go way beyond what she has atteseted to NOT being able to do as a result of the accident. Not the first time she's been involved in trying to dupe an insurance company either. Apparently, she will get about a third of the amount, just to shut her up. Sad, but true.