I'm not arguing against the notion of forced saving -- you probably rightly suspect that most would not save 12% per annum if left to their own devices.

What I am saying (again) is that, for all their supposed sensitivity to our plight -- Democrats telling me that I should (have been) putting aside for my own retirement because (by their own declaration "Social security was never meant to be a retirement" ignores the plight of those who make the least income but ironically pay the greatest percentage of their income in Social Security - like me. What am I supposed to be saving?

And, to be clear, I am not for raising the cap. I am for removing the cap. The same inequity that has gotten us where we are may be lessened by raising the cap, but it will still be in place -- the citizenry that voted ourselves this plan are not paying for it equally. Everyone benefits from Social Security. Everyone should pay for it. I have no children but I still pay taxes for public schools. Public schools are in the best interest of society and so all of society pays for it. Social Security should not be handled differently. And, if it weren't, I'll bet that it wouldn't cost me 12% and I MIGHT have something left over to save.

And, just by the way, though I shouldn't resent your trying to make a rhetorical poiint at my expense -- I do save what I can. I do have a retirement account. I do have a medical savings account so, yes, I probably would save my own.