the kind of accounts that most people mistakenly believe that Social Security now is...you get an annual report of your "Social Security account"...to maintain the illusion that it is your money (not merely redistributed taxes) that you are retiring on?

Oh, please.

Its not "The Gummint's" fault if people are stupid enough to believe nonsense. To anyone paying attention - not just now, but for the last half century - its patently obvious that social security was NOT meant as a person's sole support in retirement, and has NEVER been sold that way. What ignorant people choose to believe- and to CONTINUE to believe even if shown they're wrong- ain't the Democrat's or "The Gummint's" or anybody's fault but their own.

How's THAT for "personal responsibility"? Speaking of which, throughout my working career I made less than $90K - $hit, less than half of that for many years- and still put money away in an IRA. It was tough- but nobody said it was easy.

Oh yeah- One More Time: Social Security is NOT GOING BROKE. Don't fall for the Bush$hit. No Mas!