PoppaGator, I'm with you and several others here...thumb plus two (however, I usually go "bareback"...no picks).

Chet, Merle and Mississippi John were the guitarists I admired when I was a beginning fingerpicker, Mary T. Funny thing...they still are. Though I tried to play like them, I have never sounded like them, even when I play "note-for-note". This is because I am none of these men.

The kind I play best is the "khandu-style". The kind you'll play best is the Mary T style, in whatever finger configuration you use. I am a firm believer in that the most joy a person can get out of any instrument is when he puts through the fingers what is in his heart.

Remember, the instrument was made for you, you were not made for the instrument.

ken