My refund arrived a month ago, but it was about 25% less than I was expecting. I'm now awaiting their letter to tell me what the difference was in my math and theirs. I suspect there is another form they need that I didn't have (something that lets me affirm that my daughter lived with me all year, even though she is claimed on her father's income tax as part of the divorce settlement).

Despite this discrepancy, I still would rather do my taxes myself than do them via a tax program. But if you want to file electronically free via the IRS site, you have to plug your information into somebody's program and it does the calculations.

A word of warning--that PDF system I found so easy and convenient to use? It was in my computer when it was stolen, with all of my critical numbers in place in that saved PDF file. If you keep a copy, DON'T keep it in the computer. I've been changing account numbers and tracking credit ever since.

SRS