Bobert said they dropped his and his wife's policy when she was diagnosed with irritable bowel syndrome. I'd say that's pretty much exactly the same thing as refusing to pay her medical bills. Only distinction is that they refused to pay by dumping Bobert and the P-Vine's insurance policy prior to refusing to pay. Bobert also said that they didn't get very much benefit from the policy prior to his wife's diagnosis because their expenses mostly didn't exceed the deductible.

I'd certainly be interested to know how you would have felt, DougR, if your insurance company had dropped you and your wife upon learning about the illness that killed her instead of paying that million dollars of her medical bills that you say they paid. Had they done that, a lot of other people's premiums would probably be lower, and you would most likely be financially destitute as well as deeply in debt.