I was rear-ended 4 yrs ago March 19th (but who's counting), injured, can no longer work, & almost a year ago finally got disability but the medical does not kick in till July of this year. I am without medical, as I have been most of the time since the accident. Because of the antiquainted laws of Kansas, I am virtually a pauper now. Some of this is also due to the vast welfare reform @ 10 yrs back. Congress is trying to make sure that people like me do not get a buck until absolutely the last minute.   Also, bush decided to make it so that lawsuits are cut down to a minute little bit because lawsuits were "getting out of hand." Then, I will have to prove that I am still disabled every 3-4 years or so. So does a friend of mine who was born with spina bifida, who has non-working little bitty legs & is paralyzed for the most part. Makes alot of sense for the gov't to pay for a Dr. appt. for him every 3-4 years to prove he's still disabled, huh?