Today I got a fraudulent Email telling me I had purchased a virbrator (would never do that - my wife said they and not worth a) for $1000.

I knew is was fake and passed details to Paypal asking them to confirm. The reply was received within two minute. Ok could be an automated service but it's still excellent. Never had any problem with Paypal but sympathise with anyone who has. I presume they will take the same initial stance as most banks i.e. We do not make mistakes and even if we do then it is your fault for not checking your account!!!!