I'm being verified at the moment. My problem was the 4 digit number they gave me 4 years ago, which I haven't used since, moved house and lost... you can guess the story. They'll give me the number when I'm verified, but, to be verified I have to put in the 4 digit number... After about a million e mails I wrote to them in capital letters saying they were ignoring my question and answering everything but. The upshot is, I'm now waiting for those 2 amounts to go into my bank account.   I too, am going to arrange payment from my credit card not my bank account as I, too, want the added protection it gives. I have been using them for 4 years with no trouble but when you have got to your limit you have to become verified. So, the moral of this is, don't lose your 4 digit number.