I learned it this way:
Sister Lucy, she wears a low–necked dress, low–necked dress        
Sister Lucy, she wears a low–necked dress, low–necked dress
Sister Lucy wears a low–necked dress, it's much to low, I must confess,

        There's no hidin' place down there.
        No hidin' place down there, hallelujah, brothers,        
        No hidin' place down there, praise the Lord,        
        Oh I went to the rocks to hide my face,                
        The rocks cried out, "No hidin' place!"                
        There's no hidin' place down there.                

Sister Lucy, she had a golden chain, golden chain (2x)
Sister Lucy had a golden chain, the links of which were all the same...

Sister Lucy, her teeth are made of zinc, made of zinc, (2x)
Sister Lucy's teeth are made of zinc, she cleans them in the kitchen sink...

Sister Lucy, she has a wooden leg, wooden leg, (2x)
Sister Lucy has a wooden leg, she hangs her garter on a peg...