Bad news, Little Hawk. The money lenders have ALWAYS had the temple. That is the second, or maybe third, most important reason for having temples and hierarchy.
Christmas is the only time of the year when I openly sing songs that might be religious, or, that were religious at one time. I like the myth of the Baby Jesus. I like the trappings that go with the season. It is how I was raised.
But I don't BELIEVE any of it.
Still, it is comfort and joy to touch base once again with the rituals of my youth, the warm homey atmosphere of a traditional holiday. THAT is what Christmas has become for many.