I vote for a part-time job with the government (think universities, community colleges etc.) with benefits and retirement...at least on my plan you get it by working half time and then work full time a couple of years before you retire..of course not all plans are the same...then continue to freelance and teach to get your fulfillment in...with the job market the way it is, and your own struggles with it, I would recommend just trying for a portion of your income having some security and benefits, no matter if you have to be a receptionist, storekeeper for a pharmacy department, pass out towels in the univeristy gym or whatever. mg