Wow its good to see such comments which I fully endorse. There is nothing more annoying than to receive formatted text, which has to be altered for final publishing. Very often, it is an attempt by the person creating the document to try and show what they know about the application, rather than what they know about DTP.
My wife is a translator and she translates without formatting for most translation houses, as they have their own DTP experts who know what their customers need in terms of presentation. My wifes job is to translate from English into Dutch, not make it look pretty (which she doesn't get paid for)