Don, I COMPLETELY agree. When I was looking for a house to buy I made sure there was no homeowners association in the subdivision. We we can paint our houses any color we choose, have chain link fences, tacky above ground pools, trucks or RV's parked in full view, open garage or shed doors, and if I don't get around to mowing the grass as often as I should nobody shows up with a notice that I have violated some neighborhood covenant. To each his own, but I'd resent it like hell if somebody told me what kind of mailbox I had to have. It wasn't clear if the folk concert people lived in a planned community, though.