roger - naming someone to be what they have demonstrated themselves to be is not an insult - it is a statement of fact.

I suspect if I called you what you have demonstrated yourself to be - you may consider it an insult. I am sure certain other posters would and call for me to be banned or burnt at the stake.

But as you know - posted insults are not really my concern. However, they are supposed to be the concern of those who are supposed to be protecting us from them. So the harm is done when any of our moderators set the example of posting abuse at fellow posters - not whether the abuse may be accurate or judged by you to be deserved.