Thank you all for pondering all this. I'll have to reread it to really absorb all of it, but I get the general idea.

Money is not really that big of a deal. We do fine if I pop up about twice a year and make a comment about funds. I get a lot of flack for it, but it covers the bills.

Thank you to everyone that made a contribution, now and ever before. My beer fridge is doing great.

You will notice that money was merely one of the many items that I discussed in the State of the Union thread, yet a very high percentage of responses focused on that.

Personally, I am far, far more interested in the other concepts that I addressed. I realize that much of it falls upon me, and much of it is more behavioral than specific, but I feel it's worth the effort.

I will be posting another thread very soon with some decisions I have made and some specifics and some news and views. Stay tuned.