Q, it has nothing to do with the ineptness of GWB and others.
The fraud is due to the absolute cheating and greedy mentality of a lot of Americans. You have seen nothing yet and when you do, give credit where credit is due - a segment of America that thinks greed and cheating is the American way. GWB and the Feds were trying to help. They put too much trust in a large segment of the welfare population.

And when other fraud comes to the surface, you will find that it will represent another segment, the something for nothing group and not a part of the welfare community, who are screwing the American taxpayer more than the welfare people could ever dream of!