SORCHA -

Typical of those in the middle class reaching beyond their means.

May I suggest restraining "eating out," "having the car waxed," or "cosmotolist applications.....

Do it less - and tip more

20 to 25% is considered "standard" in the USA....unless.... you are a service patron of "Uncle Remus," "Burger King" or "Dennys." If this is your situation 05% to 10% is normal, because service is typical USA fast-food...and your 05% goes much further in a 3rd world country.

Sincerly,
Gargoyle

font color=pink> don't question why the toilets are filthy, the salid wilted, and the waiter asks for your order three times.