Jon,

I love opinionated people (especially me).

RE: ......But I prefer the term "folk process" to "rip-off."......
It's the "folk process" when I "borrow" a song and "rip-off." when someone else makes a commercial success without giving the original author a cut or even the credit.

Jon,

I agree with all that. especially the "singer/songwriter crap"

I'm a singer/songwriter myself but I don't try to pretend that anything that I write is "FOLK" 'cos it ain't. And I get really peeved when I go to a concert to hear folk music and get served up "s/s c"