No, GUEST, you are mistaken... And in denial... You apparently do not live in the real world... No slam, just fact...

Underfunded plans are a joke... I know... The business I owned and operated for two decades was in flood plane and because of this the town had to pay annual insurance premiums to FEMA for the businesses and homes in the flood plane and the businesses in the flood plane were required to file evacuation plans yearly with the town... These mimie plans become part of the larger ones... But these pieces of the ovarall plans are written by small business owners who do not have the aswsests to have contracts in place to carry out their plans.. That is reality... So it comes down to small business owners having plans in place where listed family members will carry out the evacuation of anything in the business that isn't anchored down...

I recall a freekish thunderstorm about 6 years ago that within an hour flooded the flood plane... There was no way that any small business had the resources or time to evacuate... Might of fact, there was one area where the water got to 4 feet deep and a buddy's auto repair shop was right in that bowl and there was no real way out short of swimming, ropes or a boat...

Now you can say that my buddy is the one responsible for not having a sufficient plan in place and while ***technically*** you are correct in a ***real wiorld*** sense you are very niave...

My buddy's business is just a micro-cosim of the real world...

This is why FERMA was created... There has long been an understanding that there is a point where areas of the country need disaster aid beyond that which might be addressed in underfunded plans...

Might of fact, the idea of FEMA is a bargain since for cities and towns would to have to consume resources that they clearly don't have by raiasing your and my taxes to have costly resources and assests available in place for the "big one"... If each town and city had to do this there would be alot of wasted taxes going to provide overlapping plans...

Think about it this way... Take the interstate highway system, for example... What if eash county and town had to fund, build and maintain the portion of the system that ran thru there county or town???

I mean no disrespect here but, get beyond the pipe dreams, GUEST...

Bobert