Im am too lazy to grow my own food. I used to have 7+ acres and a tractor but I got tired of all the chickens, goats and ponies. What a nuisance. It was a simplification to get rid of that property and get into a suburban house with city water, sewage and natural gas. Now I don't have to worry about a well, pump, oil deliveries and a septic system.

Living in a city can be simple too. Do you really need a yard to tend to? Can you walk to work or take public transportation? Is shopping closer?

Voluntary simplicity is not necessarily about living in the boonies or being a tightwad, growing and making everything yourself. It can mean making choices of simpler clothes, food, furniture, houses cars etc. Keeping things longer, buying used things. Deciding what things are really necessary and useful.

It also involves saving for the future instead of pissing all of your money away on DooDads. What do I need a boat for? All I need is my canoe. If you can afford a boat, put the money into an IRA instead and let it grow.

My wife and I use credit cards and we pay them off every month. Credit card companies call people like us Deadbeats. If we can pay them off, why do we use them?
#1 It is simpler to pay with a card and pay one bill every month rather than writing a bunch of checks or fooling with cash and change.
#2 We get a record of what we spent and where.
#3 We can return things we don't like easier.
#4 We get rebates. I got $2000 off of my pickup using my 5% rebate GM card to buy things I was going to buy anyway. My wife got $3000 off of her minivan. We both get 3% rebate on gas. We both get 1% rebate on everything else in the form of vouchers that can be used for travel.

Using certain credit cards can make your life simpler and more rewarding if you have the discipline to pay it off every month and not overspend.