Well Mr Spaw I have been nice to you so thanks for the hospitality.

LH:

As per a show on PBS:

Deadbeat use to mean someone not taking responsible action. This is not true in the upside down credit industry. In credit card bill jargon, "Deadbeats" pay their balances off in full every month. They are deadbeats because the industry receives very little profit off of these responsible consumers.

Furthermore if you read what I wrote, I said we allways pay the credit cards off every month and you can get certain credit cards that give rebates. My wife and I got a total of $5000 off of new vehicles. The dealer does not have the chance to add it back in. You wait until after the dealing is done and you pull out your card. They call the 800 number and verify the amount built up on that account and they get paid that amount directly from them. There are limits on the amounts depending on the model.

Another card gives us 3% off on all gas we pump ourselves. On other things besides gas we get a 1% rebate in the form of travel vouchers.

We are getting back some of that money the credit card companies are charging the merchants. The only time I have seen a vendor charge extra because you use a credit card is at computer shows.