Greg,

That particular accident happened at a low speed with a larger, older car (you know, when the really made cars!). Had she been in a similar vehicle as the driver or a decently made pickup/SUV, etc, she would have had some damage to her vehicle, but she would be here today. No question about it.

Also, we have walked up the side of this mountain enough times in the winter to know that we do indeed need the 4x4 (not some super beast though...same as you...4 cyl. vehicles). And that walk would happen after all possible routes have been tried. I'm glad you never were in that situation. Of course, it also depends on how well the roads are taken care of where you live. That's a whole other ball of wax.

Michelle