Not Phil Ochs--doesn't scan like a Phil Ochs song--it scans kind of like "The Night Before Christmas"

Other clues for dating it are the term "Hi-Fi",the six percent mortgage, "split-level homes"--all of which were mid sixties sort of things(split levels were the next big thing in about 1958--and we all remember the "Hi-Fi", that unnecessarily large record player/piece of furniture was the perfect showpiece for the split level home)--no one really wrote songs like this til the Vietnam war was in full swing, though--