More info to help with the "creative process":
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http://www.wltx.com/FYI/story.aspx?storyid=45629
The Cat's Got Some Credit


Melbourne, Australia (Nine News Australia) - Messiah the cat is just like any other lounging pet: he doesn't work, doesn't have an income, and doesn't leave the house. He gets everything from his owner, Katherine Campbell.

Recently, she had a feeling her bank's security was a little slack, and wanted to test it out.

"You know, when you're trying to open up an account, they want your pay slips and they want this information, but to get an additional account you don't need any of that to be verified," Campbell says.

She had a credit card with Bank of Queensland, and applied for a second Visa in her cat Messiah's name. That's when she caught the bank having a catnap.

"They called me probably about a week later saying they needed a hundred points of ID for Messiah, and sent me back the application form with his credit card."

While the bank already had Katherine's details, to issue a second card--a card she's liable for all charges on--all they needed was the actual card number, and that could have been provided by anyone.

If fact, has Messiah been a scam artist--and not a feline--Katherine wouldn't have even known the card existed.

"I wasn't notified that a second card had been issued," she says. "Messiah could have put
a different address and the card would have been sent there and I wouldn't have known."

Scott Brower, a financial expert who spends all day getting people out of credit card debt and teaching them how to be financially savvy, says it's frightening.

"Well it totally shows a concern both from a fraud point of view and also for other people to access money...whether it's children, whether it's partners and other members of the family to be able to access money and the potentially
spend money without the primary card holder knowing about it."

The Bank of Queensland apologized for the mistake, and they're investigating how Messiah even got a Visa in the first place. His credit card has been canceled--and so too has Katherine's
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