My personal take is that if there is a god he/she/it is probably uninterested and unable to act if he was interested. I'd be tempted to talk about a nebulous kind of pool of 'spirituality. As an aside, I don't think humans should be trusted with anything as dangerous as organized religion. It's been up there as one of the biggest causes of conflict and atrocity for hundreds even thousands of years. Maybe one of those sort of syncretic "oh! another god! plenty of room for one more!" type religions would be okay. Couldn't agree more with the points about taking responsability for our own behaviour rather than ascribing it to external forces. I like the motto (wiccan I believe) "an it harm none, do what thou wilt". I'd be far more atracted to that than to Moralizing Paul with all his hatred and instructions.
Incidentally did you guys see the south park treatment of the mormons and the scientologists? Priceless!