Amos: "The glory of debt free living can barely be imagined"

I was here when the budget was supposedly balanced during the Clinton administration and I did not notice any glory. I did notice an irrational exuberance that caused a stock market bubble to burst, I did notice a rising Fed interest rate rising and I did notice gas prices rising and a slide into a recession.

Likewise I do not feel "bullied, cowed, or harassed into living upside down". I feel rather lucky that the economy has done well.