I am flabbergasted. I don't consider someone 22 or so years old to be a youngster. I would not want to turn a young adult loose on the world that could be putting clothing, dvds etc. before paying off debt. Are we asking taxpayers, many of whom are supporting families on $1000 a month..to subsidize these parties and CDs and concerts for these "youngsters?" Yes, I believe we are. It is astonishing. This is not dire poverty we are talking about. This is what I would call irresponsibility. The people I somewhat work with are shucking oysters for minimum wage or vacuuming hotel rooms seasonally. That is who is paying for these dreams explored and coming true. Not boss hog. As for relationships, they should be looking for likewise responsible people who put paying off debt ahead of incurring more or asking others to subsidize it. I am again not talking about dire poverty scenarios..just poorly trained, in my opinion, young people.   mg