I received the same message(forwarded) last Friday, 1/30, from my financial advisor/broker. He suggested I forward it to any and all of my address book entries. Even if it is a hoax (and I hope it is), how can one be sure. As one who has had his entire system blown away by something I picked up from a "friend" on a floppy (my virus detection SW apparently didn't work), I will continue to respond to warnings such as these except when the sender is obviously not credible. Tim, how do you know with such certainty that it isn't real ?